IDFC First Bank Personal Loan: In recent times, the expenses of the common people have increased so much that they are not able to buy their essential things from their earnings and also cannot fulfill their dreams. The reason for this is that people have increased their lifestyle a lot.
Mobile recharge, bike petrol cost, TV recharge, WiFi, all these things cost so much money that they are not able to meet their salary and small business income. For this, they need a loan. That’s why we are going to tell you about such a loan, with the help of which you will be able to take a loan in a few hours.
IDFC First Bank Personal Loan 2023
IDFC First Bank Personal Loan starts at an interest rate of 10.49% in which you get a personal loan of up to Rs.10000000. For which you get 5 full years to complete.
You can avail of 4 types of personal loans from this bank. Such as Travel Loans, Marriage Loans, Emergency loans, and Balance Transfer loans.
- IDFC Personal Loan amount-20000- 40 lakh
- Tenure: 6 to 60 months
IDFC First Bank Personal Loan Eligibility
- Age- 23 years
- Indian Citizen
- 700 and above CIBIL Score
IDFC First Bank Personal Loan Interest Rate
IDFC First Bank Personal Loan Interest Rate depends on your credit score and terms and conditions. IDFC First Bank App Loan Interest Rate starts from 10.49%.
Documents Required In IDFC First Bank Personal Loan
- Passport
- Aadhar card
- Voter ID Card
- Driving license
- Residential
- PAN Card
- Bank Account Details
- Business details- GST details, 2 years Income Tax Return, Fssai details.
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IDFC First Bank Personal Loan Features
- Loans up to one crore are available from IDFC First Bank.
- The full-time 5 years is available to repay this loan.
- You can avail of all 4 types of loans from this bank Travel Loan, Marriage Loan, Emergency Loan, Balance Transfer Loan
- Both businesses and employed people can take this loan
- The processing charge for the loan is only 3.5%.
Types Of IDFC First Bank Personal Loan
- Marriage Loan- People take this loan to meet the expenses related to marriage, in which you get a loan of up to 4000000 rupees.
- Travel Loan– A travel loan is taken to meet the expenses related to travel
- Emergency Loan- This loan has been made to meet your financial needs during an emergency, full 5 years time is given to complete it.
- Balance Transfer Loan- This loan is taken from 6 months to 5 years. Transfer of existing personal loans from other banks / NBFCs to IDFC First Bank at lower interest rates.
How To Apply For IDFC First Bank App Loan
- First, install the IDFC First Bank app
- After installing the app, you will see the option for a Personal Loan Home Loan.
- Click on the loan you want to avail
- Now you will be asked to upload your PAN Card and Aadhaar Card.
- Then click on the option Start New Application
- After that, you will automatically find your location. If the service is available in your area, then you will get to see its message.
- Must enter your mobile number.
- Now you have to enter your date of birth.
- After that click on the option to Proceed.
- Now you will get to see the option of Salaried and Self Employed, choose any one of them.
- If you are doing a job then choose the Salaried option, if you have your own business then choose the Self Employed option.
- Now enter your monthly income and click on the Next button.
- After that upload the photo of the PAN card, and after that also upload the Aadhaar card details.
- After this, you will get a loan application number which you have to save.
- Now you have to enter your residential address.
- Now you have to enter your loan amount.
- Now enter your loan application number and click on submit button.
- Now your loan will be processed, if your loan is approved, you will be called by customer care.
Conclusion
Some important information about how to take a loan from IDFC First Bank App. Friends, if you take a loan of up to 100000 from this bank, then you get the full 12 months to repay it. In which you get up to 12% interest. Your interest rate depends on your loan amount.
Before taking a loan from this type of app, you must check its privacy policy once, only then you should apply for the loan. If you have any questions related to this article, then you can definitely ask us by commenting.
Q.1 What is the Customer Care IDFC First Bank App?
Ans: 1800 10 888.
Q.2 What is the IDFC First Bank Personal Loan Interest Rate?
Ans: IDFC First Bank App Loan Interest Rate starts from 10.49%.
