This blog will cover the “RBI Registered Loan App List 2023”. In the present time, there are many such apps that give you personal loans. But in the minds of the people, there is a lot of protest regarding the apps whether this app is right or wrong. In this article, we will give you the list of such apps, which are registered by the Reserve Bank of India. With the help of these apps, you will be able to take a personal loan. There are many such processes in these apps through which you will get the loan.
In this article, we will tell you, RBI Registered Loan App List 2023, How do you check app is registered with RBI, RBI Loan App Eligibility, Documents Require To Get a Loan From RBI Registered Loan, RBI Registered Loan App Interest, How To Download RBI Registered Loan App List PDF 2023.
RBI Registered Loan App List 2023
| App Name | Credit Limit | App Rating |
| Amazon Pay Later | Up to Rs. 60,000 | 8.7/10 |
| Tata Capital | Above 10 Lakhs | 5/5 |
| Ola Money pay Later | Rs.1500 to Rs.20000 | 3.5/5 |
| Khatabook App | Rs.50,000 to Rs.10,00,000 | 4.7/5 |
| OneCard App | Rs. 10000 to Rs150,000 | 4.7/5 |
| Paisabazaar credit limit | Rs. 50,000 to Rs.10,00,000 | 4.5/5 |
| imobile Pay Later | Rs. 20000 | 4.7/5 |
| SBI YONO APP | Rs. 1500 to Rs. 60000 | 4.3/5 |
| IDFC Bank Pay later | Rs. 1500 to Rs. 60000 | 4.2/5 |
| Bajaj Finserv App | Rs. 50,000 to Rs. 5,00,000 | 4.1/5 |
| Early Salary | Rs. 8,000 to Rs. 500,000 | 4.2/5 |
| CASHe | Rs. 1,000 to Rs. 3,00,000 | 4.1/5 |
| mPokket | Rs.500 to Rs. 30,000 | 3.5/5 |
| DigiMoney | Rs. 5000 to Rs. 25,000 | 4.4/5 |
| Indialends | Rs. 5,00,000 | 3.8/5 |
| Dhani | Loan up to 5 Lakhs | 3.8/5 |
| Cashbean | Loan up to 1 Lakhs | 3.3/5 |
| Freopay | Rs. 10000 | 4.3/5 |
| NIRA | Loan up to 2 Lakhs | 4.4/5 |
| Branch | Loan up to Rs.50,000 | 4.7/5 |
How do you check the app is registered with RBI?
If you want to see which app is RBI registered. So for this, you have to follow the following process:-
- First of all, go to the browser of your mobile and laptop and type RBI official.
- The official website of RBI (www.rbi.org.in) will open in front of you.
- After this, click on the link of NBFC (Non-Banking Financial Companies List) on the home page.
- After clicking, you will get a pdf file on which to go and click.
- In that file, you will get the list of RBI-registered apps.
Canara Bank Personal Loan Details 2023
How To Download RBI Registered Loan App List PDF 2023
If you want to download RBI Registered Loan App List PDF then click on the following link:
https://www.rbi.org.in/upload/publications/pdfs/59260.pdf
RBI Registered Loan App Interest
The app from which you have to take a loan. You can see the interest rate by going to the description of that app. By the way, on taking a loan from these apps, you may be charged the following interest rate and charges: –
- Interest: 12% to 36 %
- Processing Fee: 2 % to 3 %
- Late Fee: 0.5% Per Day
- GST: 18%
RBI Registered Loan App Eligibility
- Age Limit: If you do a job then your age should be 18 to 60 years, if you are self-employed then it should be 21 to 65 years.
- Income: For Salaried- Rs. 15,000 per month (minimum), For Self-employed- Rs.15 lakh p.a.(minimum)
- CIBIL Score: 750 And Above.
- Experience: For Salaried- Minimum 1 year (6 months with current employer), For Self-employed- 2 years of business continuity.
Document Require To Get Loan From RBI Registered Loan
- Voter ID
- Bank Passbook
- Adhar Card
- Salary Slip(6 month)
- Bank Statement
- Passport
- Driving License
- PAN Card
Conclusion
In this article, you learned about “RBI Registered Loan App List 2023”. By the way, there are many other apps that give loans. But this is a reliable app that we have described in this article. Whatever app you are taking a loan from, do check the privacy policy of that app once. Because changes keep coming in the policy of apps.
I hope you enjoy this blog. If you want to ask any question related to this blog, then you can tell us by commenting.
